Economic Support Programs & Resources for Businesses

Last updated: April 13, 2021

Access pandemic-related economic recovery and financial benefits for your business, industry, organization, or community groups.

Scroll down to find information on the following:


Loans and Grants

Loans, grants, and flexible financing solutions are available to businesses affected by COVID-19.

Federal Loans and Grants

Update: As of December 4, 2020, hard-hit small businesses and not-for-profits could be eligible for an additional $20,000 CEBA loan, on top of the $40,000 already available.

About the Program
The Canada Emergency Business Account (CEBA) loan provides interest-free loans of up to $60,000 to eligible small businesses and not-for-profits.

Applicants who have received the previous $40,000 CEBA loan may apply for an additional $20,000 in financing. 

Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 33% (up to $20,000).

Businesses should contact their bank or credit union, or visit the CEBA website to learn more.
Eligibility Requirements
The CEBA application process follows one of two streams:
  1. The Payroll Stream
    1. Applicants with employment income paid in the 2019 calendar year between $20,000 and $1,500,000
  2. The Non-Deferrable Expense Stream
    • Applicants with $20,000 or less in total employment income paid in the 2019 calendar year.
Every applicant must meet the following criteria:
  • Has an active CRA Business Number (BN) with an effective date of registration on or prior to March 1, 2020.
  • Has an active business chequing/operating account with the Lender at the time of applying for CEBA.
    • Note: If Borrower currently does not have a business chequing/operating account the Borrower must create one at their primary financial institution before applying for CEBA.
  • Has not previously used the Canada Emergency Business Account Program and will not apply for support under the Program at any other financial institution.
  • Intends to continue to operate its business or to resume operations.
Additional criteria must be met for businesses falling into the Non-Deferrable Expenses Stream.

Full eligibility requirements can be found on the CEBA website.
Application Process
Businesses should contact their financial institution to apply for a CEBA loan.

There are approximately 220 financial institutions participating in the CEBA program, and the full list of financial institutions can be found on the CEBA website.

If you applied for CEBA and have questions, check your application status online or contact the CEBA Call Centre at
1-888-324-4201
Program Deadline
All applicants have until June 30, 2021 to apply for the $60,000 CEBA loan, or the $20,000 expansion.
About the Program
The Regional Relief and Recovery Fund (RRRF) provides loans to businesses impacted by COVID-19 and are, in some cases, not eligible for federal funding programs.

Visit the RRRF website to learn more.
Loan Options Available to Qualifying Businesses
There are four different steams that qualifying businesses can apply for:
  • Businesses Within the Community Futures Network
    • Interest-free loans of up to $40,000, with up to $10,000 forgivable if repaid before December 31, 2022, to small- and medium-sized businesses and social enterprises in rural communities.
      • Sole proprietorships, partnerships, corporations, social enterprises, and similar organizations may qualify.
    • Rural businesses requesting more than $40,000 should apply through Western Economic Diversification Canada.
  • Businesses Outside the Community Futures Network
    • Interest-free loans of up to $60,000, with up to $20,000 forgivable if repaid before December 31, 2020.
      • Sole proprietorships and not-for-profits are not eligible.
    • Applicants who previously received RRRF funding must apply separately for the $20,000 expansion.
  • Women-Run Businesses
    • Interest-free loans of up to $60,000, with up to $20,000 forgivable if repaid before December 31, 2020.
      • Sole proprietorships, partnerships, and corporations are eligible.
    • Applicants who previously received RRRF funding must apply separately for the $20,000 expansion.
  • Funding Requests Over $40,000

Eligibility Requirements
The eligibility criteria differs for each loan option. Visit the RRRF website for full details.
Application Process
The application process differs for each loan option. Visit the RRRF website for full details.
Program Deadline
Applications for RRRF are assessed as they are received, with funding subject to availability.
About the Program
The Highly Affected Sectors Credit Availability Progrsm (HASCAP) provides support to the hardest-hit businesses, including those in sectors like tourism and hospitality, hotels, arts, and entertainment.

HASCAP offers 100% government-guaranteed loans ranging from $25,000 to $1,000,000, to ensure a degree of continuity for your business through the pandemic.

These loans come with flexible and competitive terms, with low-interest rates, a repayment term of up to 10 years, and up to a 12-month postponement of principal payments at the start of the loan.

Visit the HASCAP website to learn more.
Eligibility Requirements
Your primary financial institution will determine whether you qualify for this program, based on the eligibility criteria established by the Government of Canada.
Application Process
Contact your primary financial institution to find out more. Please note that you can apply at one financial institution only.

The full list of eligibility requirements can be found on the HASCAP website.
Program Deadline
The HASCAP Guarantee is available until June 30, 2021.
About the Program
The Business Credit Availability Program (BCAP) is available at various financial institutions and credit unions to support businesses in all sectors and regions to obtain financing.

Qualified applicants can quickly improve their cash flow through their bank or credit union to help manage day-to-day expenses, like buying inventory and paying your suppliers, or for new costs your business bears due to COVID-19.

Visit the EDC BCAP website to learn more.
For Small- and Medium-Sized Enterprises
The Business Development Bank of Canada (BDC) is working with financial institutions to co-lend term loans to small and medium enterprises, for their operational cash flow requirements.

The program offers differing maximum finance amounts based on business revenues. Eligibility has been extended to all legal businesses, including cannabis businesses and those in the hospitality sector operating bars and lounges.

Export Development Canada (EDC) is working with financial institutions to issue operating credit and cash flow term loans of up to $6.25 million to small- and medium-sized enterprises. Support is available to both exporting and non-exporting companies.
For Mid-Sized Companies with Larger Financial Needs
BDC's Mid-Market Financing Program provides commercial loans ranging between $12.5 million and $60 million to medium-sized businesses whose credit needs exceed what is already available through the BCAP and other measures.

EDC's Mid-Market Financing Program guarantees 75% of new operating credit and cash-flow loans – ranging in size from $16.75 million to a maximum of $80 million to companies with revenues of between $50 million and $300 million. These expanded guarantees are available to exporters, international investors, and businesses that sell their products or services within Canada.
How It Works
  • EDC provides a guarantee to your financial institution for the majority of the money you borrow, encouraging them to increase your company’s access to credit.
  • The size of your loan or line of credit is determined by your financial institution.
  • This guarantee to your financial institution is specifically for new operating lines of credit or new term loans to sustain operations in response to COVID-19.
Talk to your financial institution account manager to find out if the EDC BCAP Guarantee is a good fit for your cash flow needs.

Visit the EDC BCAP website for full details.
Eligibility Requirements
If your business needs access to working capital to cover operational costs as a result of the COVID-19 pandemic, you may be eligible for the EDC BCAP Guarantee. This guarantee is for new operating lines of credit or new term loans to support your cash flow needs.

Eligibility for the EDC BCAP Guarantee is subject to additional requirements through approved financial institutions, and your business does not need to have export sales to qualify for this program.

Some restrictions apply for oil and gas companies.

Visit the EDC BCAP website for further details on eligibility requirements.
Application Process
Contact your financial institution to find out if they offer the EDC BCAP Guarantee. They can tell you if this solution is a good fit for your business, and how to apply for BCAP if it is.
Program Criteria
Proceeds from your loan must be used to finance business operating costs and cannot be used to repay or refinance existing debt.
Deadline The BCAP is available until June 30, 2021.
About the Program
LEEFF is a program instituted by the Government of Canada to provide short-term liquidity assistance, in the form of interest-bearing term loans, to large Canadian employers who have been affected by the COVID-19 outbreak.

Visit the LEEFF website to learn more.
Eligibility Requirements
LEEFF will be open to large Canadian employers who:
  • Have a significant impact on Canada’s economy, as demonstrated by having significant operations in Canada or supporting a significant workforce in Canada.
  • Can generally demonstrate approximately $300 million or more in annual revenues.
  • Require a minimum loan size of $60 million.
Broader sectoral dynamics for LEEFF applicants will be considered by Innovation Science and Economic Development Canada. As part of this process, applicants will also be contacted by ISED officials.

Large for-profit enterprises in all sectors, except for those in the financial sector, can apply for funding under LEEFF, and certain not-for-profit enterprises, such as airports, could also be eligible.

Companies that have been found guilty of tax evasion are not eligible under the program.
Application Process
Large enterprises that meet the qualifying criteria for LEEFF may begin an application by completing the online inquiry form here, and sending it to .

Alternately, interested applicants may send an email to  with the following information:
  1. Name of business
  2. Headquarters address
  3. Description of business
  4. Business annual revenues (FY2019 results)
  5. Number of employees
  6. Stock exchange symbol (if publicly listed)
  7. Name of contact
  8. Title of contact
  9. Email address of contact (must be from the enterprise’s corporate domain)
  10. Phone number of contact
Only email addresses from the enterprise’s corporate domain will be accepted.
Program Deadline
LEEFF will be open while the current economic situation persists.
LEEFF Factsheet and FAQs
A factsheet providing responses to frequently asked questions about LEEFF can be found here, while LEEFF FAQs can be found here.
About the Program
The National Research Council of Canada Industrial Research Assistance Program (NRC IRAP) is Canada's leading innovation assistance program for small and medium-sized businesses.

The NRC IRAP provides assistance to innovative, early-stage companies that are unable to access other COVID-19 business supports.

If you operate an innovative small or medium-sized business in Canada, NRC IRAP can help you build your innovation capacity and take your ideas to market.

The program provides advice, connections, and funding to help Canadian small- and medium-sized businesses increase their innovation capacity and take ideas to market.

Visit the NRC IRAP website to learn more, or call toll-free 1-877-994-4727.
About the Program
The Strategic Innovation Fund (SIF) spurs innovation by providing funding for large-scale transformative and collaborative projects (over $10 million in requested contribution), that help position Canada to prosper in the global knowledge-based economy.

The program serves to simplify application processes, accelerate processing, and provide assistance that is more responsive and focused on results.

SIF covers all sectors of the economy and is available to for-profit and not-for-profit organizations with the goal of supporting the Canadian innovation ecosystem.

Visit the SIF website to learn more.
Program Objectives
The SIF program has two broad components:
  1. Business Innovation and Growth (Stream 1-3)
    • Funding helps support R&D and commercialization, the growth and expansion of firms, and the attraction and retention of large-scale investments in Canada.
  2. Collaborations and Networks (Stream 4&5)
    • Funding helps support industrial research, development, and technology demonstration through collaboration between academia, non-profit organizations, and the private sector.

Eligibility Requirements
Eligibility requirements differ between the two broad program components.

The eligibility requirements for Business Innovation and Growth (Stream 1-3) are as follows:
  • Be a for-profit corporation – small, medium, or large-sized – incorporated pursuant to the laws of Canada and proposing to carry on business in Canada,
  • Request a minimum SIF contribution of $10 million for a proposal with total costs of at least $20 million,
  • Undertake a project in Canada,
  • Provide audited financial statements (or equivalent) for the past 3 years, and
  • Be willing to make long-term commitments to Canada (e.g. job creation and maintenance, R&D investments, and other public benefits).
Applicants will be accepted on a continuous basis under Business Innovation and Growth.

Stream 4, under Collaborations and Networks, offers periodic competitive calls for proposals based on government priorities. For information on current competitions, visit the Collaborations and Networks page on the SIF website to learn more.

The eligibility requirements for Stream 5, under Collaborations and Networks, are as follows:
  • Be either a for-profit or not-for-profit incorporated in Canada,
  • Have collaborations with Canadian universities and/or colleges, research institutes, for-profit corporations and/or not-for-profit entities,
  • Support large-scale ecosystems that are national in scope,
  • Undertake national collaborative projects,
  • Request a minimum SIF contribution of $10 million for a proposal with total costs of at least $20 million,
  • Provide audited financial statements (or equivalent) for the past 3 years, and
  • Be willing to make long-term commitments to Canada (e.g. collaborations with public and private entities, R&D investments, co-op/work-integrated learning opportunities)

Application Process
The application process consists of two steps:
  1. Statement of Interest
  2. Full Application

Statement of Interest
Applicants will be required to submit a high-level overview of their project as well as anticipated costs.

Applicants must also submit audited financial statements (or equivalent) at this stage; this information will be used to formulate a preliminary assessment of your firm's readiness to undertake the proposed project.

Following the submission of the SOI form, applicants will be provided with feedback on whether their SOI indicates potential for funding and if advancing to Step 2 is advisable.

Full Application
Applicants will be required to complete a full application, outlining in greater detailed the project proposal.

Information provided on this form will be used to complete the project due diligence and benefits assessment.

Visit the SIF website for full details regarding the application process.

Provincial Loans and Grants

Update: As of April 26, 2021:
  • Up to $20,000 is available for short-term accommodation businesses impacted by the April 23, 2021 Emergency Program Act (EPA) order restricting travel in B.C.
  • High-intensity fitness businesses are eligible
  • Grant amounts have increased
If you applied to the program prior to April 26, 2021:
  • You do not need to resubmit an application 
  • Applications received before these changes will be reviewed under the updated criteria

About the Program
The Circuit Breaker Business Relief Grant provides fully funded grants to accommodation, fitness, and hospitality businesses impacted by the March 30, 2021 Provincial Health Officer (PHO) orders and the April 23, 2021 Emergency Programs Act (EPA) order restricting travel in B.C.

Visit the Circuit Breaker Business Relief Grant website to learn more.
How the Grant Works
Grants of $2,000 to $20,000 are available to accommodation, fitness, and hospitality businesses impacted by the March 30, 2021 PHO orders on gatherings and events and liquor and food serving premises, and the April 23, 2021 EPA order on travel.

These grants are fully funded and do not have to be paid back. The grant amount is based on the number of employees and can be used for expenses like:
  • Cost of perishable food loss
  • Employee wages
  • Insurance
  • Maintenance
  • Rent and utilities
  The breakdown of funding is as follows:
  • None (or indeterminate for short-term accommodation businesses) - $2,000
  • 1 to 4 employees - $4,000
  • 5 to 99 employees - $10,000
  • 100+ employees - $20,000

Eligibility Requirements
All hospitality, fitness or accommodation businesses that partially or fully closed to comply with the March 31, 2021 PHO orders and April 23, 2021 EPA order are eligible.

Examples of these businesses include:
  • Food and beverage businesses
    • Restaurants, pubs and bars
    • Coffee shops, cafes and cafeterias
    • Lounges and nightclubs
    • Breweries, wineries and tasting rooms
  • Fitness businesses
    • Pilates and yoga studios
    • Barre and spin studios
    • Gyms offering indoor high or low-intensity group exercise classes
  • Hotels, motels and other short-term accommodation businesses
    • Hotels, motels, hostels, lodging houses, resorts, bed and breakfast establishments and similar places
    • Privately-owned vacation homes, cabins, condominiums, or similar places sold by an operator or an owner that are registered as a business
    • Clubs and similar places, whether or not a membership is required for the lodging
    • Campgrounds, guide outfitters, fishing lodges or guest ranches
To be eligible for this grant, a business must have been in operation as of February 1, 2021.
Application Process
Apply online for the grant here.

When applying, you'll be asked to confirm:
  • Your business was impacted by the March 30, 2021 PHO orders or the April 23, 2021 EPA order.
  • You are registered as a B.C. business.
  • You can demonstrate majority ownership and operations in B.C.
  • You pay taxes in B.C.
To verify your business information, you must upload one of the following documents:
  • 2019 or 2020 income tax notice of assessment
  • Business Licence
  • Liquor Licence
  • Insurance Policy
  • Lease Agreement
If you need help, including language translation and interpretation support, email .
Program Deadline
Grants are available until June 4, 2021, or until funds are fully expended, whichever comes first.
Update: As of March 4, 2021:
  • The program has been extended to August 31, 2021 or until funds are fully expended, whichever comes first
  • Businesses only need to show a 30% revenue loss from March 2020 to now when compared to the same one-month period in 2019
  • Get help preparing a complete application package from a registered Small Business BC service provider
If you applied to the program prior to March 4, 2021:
  • You do not need to resubmit an application 
  • Applications received prior to changes will be reviewed under updated program criteria
  • Businesses that have already been approved for funding are not affected by these changes

About the Program
The Small and Medium-Sized Business Recovery Grant provides fully-funded grants, of $10,000 to $30,000, to support eligible B.C. businesses.

An additional $5,000 to $15,000 grant is also available to eligible tourism-related businesses.

Visit the Small and Medium-Sized Business Recovery Grant website to learn more.
Eligibility Requirements - Base Grant
A business must meet all eligibility criteria to receive a base grant. Please note that seasonal businesses should provide information relevant to their specific business cycle.

Eligibility requirements for the base grant are as follows:
  • The majority share of the business is owned by one or more B.C. residents.
  • The business has been operating in B.C. for at least 18 months as of your date of application to this grant program.
  • The business’s sole or primary operations are located and conducted in B.C.
    • The business is registered in B.C.
    • The business is current and pays taxes in B.C.
    • The business is currently operating (Businesses that are seasonal or temporarily closed are also eligible).
  • The business employs up to 149 people in B.C. for at least four months of the calendar year.
    • This includes businesses that had employees or contracted staff prior to February 1, 2020.
    • For businesses that do not have staff, please tell us in your application how the grant funding will support your recovery and benefit your community.
  • The business had positive cash flow for the last financial statement, prior to February 1, 2020.
  • The business had at least a 30% revenue loss from March 2020 to the present, when compared to the same one-month period in 2019.
  • The business’s ownership has not prepared the business for closure, dissolution or for sale following February 1, 2020

Eligibility Requirements - Tourism Businesses Grant Top-Up
Tourism-related businesses can qualify to receive up to $15,000 in additional funding if they meet the tourism grant top-up criteria. To receive the tourism grant top-up, you must declare that a significant part of your business's total goods or services is purchased by visitors.

Tourism-related businesses are those that cater to persons travelling to and staying in places outside their usual environment for not more than one consecutive year for leisure, business and other purposes.

Tourism sector businesses can include:
  • Transportation
  • Accommodation
  • Food and beverage services
  • Recreation
  • Entertainment services
  • Travel services
Accommodation includes:
  • Hotels
  • Inns
  • Lodges
  • Campsites
  • Recreational vehicle rentals
  • Other similar businesses
Accommodation excludes:
  • Long-term stays
  • Apartments
  • Condominium sub-leases
  • Home-stay arrangements
  • Vacation rentals

Application Process
There are two steps to the application process:
  1. Start your application
  2. Complete your recovery plan
 
Start Your Application
Businesses can apply online here.

If you need help preparing required documents for your application, including language translation and interpretation support, call 1-833-254-4357 or email .  

Complete Your Recovery Plan
Eligible businesses will be asked to develop a recovery plan, and professional service providers are available to help businesses with the recovery plan as needed.

A recovery plan is a list of specific actions your business can take to support continued operation under the “new normal” conditions of COVID-19. It must be realistic and easy to put in place. It must explain the timeframe for the action to be complete and how much each action will cost. More information is available in the application.

Once the recovery plan is submitted and reviewed, approved businesses will receive grant funding for their plan.
Program Deadline
The program runs until August 31, 2021 or until the funds are fully expended, whichever comes first.
Update: As of March 17, 2021, additional grant funding and expanded eligibility criteria has been announced for the Launch Online Grant Program.

The B.C. government has invested an additional $30 million to help BC-businesses move their business online. There is now $42 million of grant funding in place to help small- and medium-size businesses across B.C. move their business model online.

The grant eligibility criteria have also been expanded. Businesses that want to enhance or build an online booking system are now eligible to apply.

The original eligibility criteria for businesses that want to enhance or build an online shop remains in place.

About the Program
The Launch Online Grant program provides funding to B.C.-based businesses to create an online shop or an online booking system and/or improve their existing online operations to attract new local customers and expand to new markets.

The grant will pay for up to 75% of eligible expenses, up to a maximum of $7,500 per business. The funds received must be used to hire B.C.-based company(ies) to do the online store or online booking system development.

Visit the Launch Online Grant Program website for more details.
Eligibility Requirements
Applicants must meet all of the following general criteria to be eligible:
  • The business is owned by a B.C. resident or residents.
  • The business’s sole or primary operations are located in B.C.
  • The business:
    • Is currently operating.
    • Is registered in B.C.
    • Employs up to 149 B.C. residents.
    • Pays taxes in B.C.
    • Maintains a
      • Federal business number.
      • GST number.
      • PST and WorkSafeBC number (where applicable).
    • Generated sales of more than $30,000 in the past year (in 2019, or in the year preceding the application)
  • One of the following applies:
    • Does not currently have an online store or has an online store that has no more than three of the five identified online store features optimized.
      • Customer registration and information security features.
      • Shopping cart and order management capabilities.
      • Payment processing options including the application of appropriate taxes and shipping costs at the time of ordering.
      • Product catalogue, search, and inventory status.
      • Website analytics and reporting capabilities.
    • Does not currently have an online booking system or has an online booking system that has no more than three of the five identified online booking features optimized:
      • Customer registration and information security features.
      • Schedule navigation and reservation management capabilities.
      • Payment processing options including the application of appropriate taxes at the time of order, if applicable.
      • Automated replies and reminders.
      • Website analytics and reporting capabilities.
Businesses will be asked to declare access to other programs funded by the provincial or federal government, such as Buy BC Partnership Program E-commerce Funding Stream or Canada United Small Business Relief Fund.
Application Process
The program application consists of three steps:
  1. Develop a grant proposal that explains how you plan to use the funds.
    • Businesses need to show a cost estimate that includes how much funding you need and how the money will be spent.
  2. Complete the online application demonstrating that you meet the eligibility criteria, and submit your online shop proposal.
  3. Applicants will be contacted within three weeks with the outcome of their application.
    • The funds will be given as soon as a business has been approved for the program.
Businesses can apply online here.
Program Deadline
Program application intake is open until September 30, 2021, or until the funds have been fully subscribed. Funding will be awarded on a first-come-first-serve basis to small- and medium-sized B.C. businesses.


Wage and Rent Support

Wage and rent support programs are available to help employers avoid layoffs, rehire employees and temporarily reduce rent.

Federal Wage and Rent Support Programs

Update: On March 3, 2021, the Government announced proposed details for upcoming CEWS claim periods.

From March 14 to June 5, 2021 (claim periods 14 to 16):
  • The maximum wage subsidy rate for active employees will remain at 75%.
  • The revenue drop will continue to compare a businesses' eligible revenue to a time prior to March 2020 (specific comparison months and years are listed for each claim period).
  • Businesses may use a new pre-crisis pay period when calculating an employee’s pre-crisis pay (baseline remuneration) for the new claim periods.
  • The maximum subsidy amount for employees on leave with pay will remain at $595.

About the Program
As a Canadian employer who has seen a drop in revenue during the COVID-19 pandemic, you may be eligible for a subsidy to cover part of your employee wages, retroactive to March 15, 2020.

This subsidy will enable you to re-hire workers, help prevent further job losses, and ease your business back into normal operations.

Visit the CEWS website to learn more.
Eligibility Requirements
To be eligible to receive the wage subsidy, you must meet all three of the following criteria:
  1. Have had a CRA payroll account on March 15, 2020.
    • Even if you didn’t have a payroll account on March 15, you may still qualify if either of the below applies:
      • Another person or partnership made remittances on your behalf.
      • You purchased all (or almost all) of another person's or partnership’s business assets.
  2. Be one of the following types of employers:
    • Individuals
    • Corporations (or trusts) that are not exempt from income tax (Part I of the Income Tax Act)
    • The following persons are exempt from income tax (Part I of the Income Tax Act):
      • Non-profit organizations
      • Agricultural organizations
      • Boards of Trade
      • Chambers of Commerce
      • Non-profit corporations for scientific research and experimental development
      • Labour organizations or societies
      • Benevolent or fraternal benefit societies or orders
    • Registered charities
    • Partnerships consisting of eligible employers
    • The following prescribed organizations:
      • Certain Indigenous government-owned corporations that carry on a business
      • Partnerships consisting of eligible employers and certain Indigenous governments
      • Registered Canadian amateur athletic associations
      • Registered journalism organizations
      • Private schools or private colleges
      • Partnerships consisting of eligible employers (including partnerships where at least 50% of the interests in the partnership are held by eligible employers)
  3. Have experienced a drop in revenue
    • Your drop in revenue is calculated by comparing your eligible revenue during the crisis with your eligible revenue from a previous period (baseline revenue).
Public institutions are not eligible for the subsidy. This includes municipalities and local governments, Crown corporations, public universities, colleges and schools, and hospitals.

Learn more about who is an eligible employer here.
Application Process
There are three ways to apply:
  1. Most businesses may apply using My Business Account.
  2. Business representatives may apply using Represent a Client.
    • Note: Only representatives authorized at Level 2 or 3 will be able to apply.
  3. If neither of the above is an option, use the Web Forms application using your web access code (WAC).
Please note that you must submit a separate application for each claim period you are eligible for, and for each payroll (RP) account you have.

For an in-depth understanding of the online application requirements and input fields, please refer to the available application guide.
Claim Periods
Each CEWS claim period is a specific period of 4 weeks, beginning on a Sunday.

The wage subsidy does not renew automatically. Each period, you must confirm that you're eligible and calculate your amount according to that period's rules before you apply.

A CEWS application must be filed no later than 180 days after the end of a claim period.

Click here to learn about the periods you can apply for.
About the Program
The Canada Emergency Rent Subsidy (CERS) provides a rent subsidy directly to qualifying organizations that have experienced a decline in revenue until June 2021.

Visit the CERS website to learn more.
Eligibility Requirements
To be eligible to receive the rent subsidy, you must meet all four of the following criteria:
  1. Meet at least one of the conditions below:
    • You had a CRA business number on September 27, 2020.
    • You had a payroll account on March 15, 2020, or another person or partnership made payroll remittances on your behalf.
    • You purchased the business assets of another person or partnership, who meets the condition directly above, and have made an election under the special asset acquisition rules.
    • You meet other prescribed conditions that might be introduced.
  2. Are an eligible business, charity, or non-profit (eligible entity).
    • Check which types of businesses, charities, or non-profits are eligible here.
  3. Experienced a drop in revenue.
    • Your drop in revenue is calculated by comparing your eligible revenue during the reference period with your eligible revenue from a previous period (baseline revenue).
      • Learn more about how the revenue drop is calculated here.
      • Calculate your revenue drop online, using the online calculator.
  4. Have eligible expenses.
    • To apply for CERS, you must have a qualifying property. Only certain expenses you pay for qualifying properties are eligible for CERS.
      • Learn about qualifying properties and which expenses you can claim here.

Application Process
There are two ways to apply:
  1. Businesses may apply using My Business Account.
  2. Business representatives may apply using Represent a Client.
    • Note: Only representatives authorized at Level 2 or 3 will be able to apply
Please note that you must submit a separate application for each CERS claim period you are eligible for.

For an in-depth understanding of how to fill out the application form, please refer to the available application guide.
Claim Periods
Each CERS claim period is a specific period of 4 weeks, beginning on a Sunday.

The rent subsidy does not renew automatically. Each period, you must confirm that you're eligible and calculate your amount according to that period's rules before you apply.

A CERS application must be filed no later than 180 days after the end of a claim period.

Click here to learn about the periods you can apply for.
About the Program
The EI Work-Sharing Program provides EI benefits to workers who agree to reduce their normal working hours as a result of developments beyond the control of their employers.

Visit the EI Work-Sharing Program to learn more.
Eligibility Requirements
Employers and employees must agree to participate in Work-Sharing and apply together.

Eligible Employers
To be eligible for a WS agreement, your business must:
  • Be a year-round business in Canada in operation for at least 1 year.
  • Be a private business or a publicly held company.
  • Have at least 2 employees in the WS unit.
Eligibility was also extended to:
  • Government Business Enterprises (GBEs), also referred to as public corporations.
  • Not-for-profit employers experiencing a shortage of work due to a reduction of business activity and/or a reduction in revenue levels due to COVID-19.

Ineligible Employers
Your business is not eligible for WS if it is experiencing a reduction in business activity due to any of the following:
  • A labour dispute.
  • A seasonal shortage of work.
  • The decrease in business activity is due to a recent increase in the size of the workforce.
And if you are a:
  • A shareholder who is responsible for the direction of the company and who holds 40% or more of the voting shares.
  • An employer who operates solely for the purpose of carrying out the administration of a government program/activity that is purely government in nature (e.g., municipalities and government agencies).
  • Self-employed

Eligible Employees
To be eligible for WS, your employees must:
  • Be year-round, permanent, full-time, or part-time employees needed to carry out the day-to-day functions of the business (your "core staff").
  • Be eligible to receive EI benefits.
  • Agree to reduce their normal working hours by the same percentage and to share the available work.
Eligibility was also extended to:
  • Employees considered essential to the recovery and viability of the business including:
    • Technical employees engaged in product development.
    • Outside sales agents.
    • Marketing agents.

Ineligible Employees
Employees are not eligible if they are:
  • Seasonal employees and students hired for the summer or a co-op term.
  • Employees hired on a casual or on-call basis, or through a temporary help agency.
  • Employees responsible for the direction of the company and who hold more than 40% of the voting shares in the business.
  • Self-employed.
Learn more about who can apply for the COVID-19 EI Work-Sharing Program here.
Application Process
Employers must submit their completed applications a minimum of 10 business days prior to the requested start date.

To apply for the Work-Sharing program, employers must submit: Once completed, applications can be submitted to the designated Service Canada email addresses, based on the area the business is located, or where the maximum of participants are located. For B.C., the email address is .

Please note that work-sharing agreements can only start on a Sunday to align with the Employment Insurance payment cycle.

Incomplete work-sharing applications may delay Service Canada’s assessment of your application.

Click here for more information regarding the application process.
Program Deadline
During the COVID-19 pandemic, all work-sharing agreements fall under the COVID-19 temporary special measures. The Government of Canada has extended these measures to September 26, 2021.

Provincial Wage and Rent Support Programs

About the Program
The B.C. Increased Employment Incentive is a refundable tax credit for employers that encourages the creation of new jobs for B.C. workers or increases in payroll for existing low- or middle-income employees.­­­

The tax credit is calculated at 15% of the amount that the employer’s qualifying B.C. remuneration exceeds the employer’s base B.C. remuneration:
  • The base period is from July 1 to September 30, 2020.
  • The qualifying period is from October 1 to December 31, 2020.
The credit:
  • Does not have a maximum amount but a credit amount less than $10 will not be paid
  • Is not reduced by any provincial or federal support you may receive, such as the B.C. training tax credits or the federal Canada Emergency Wage Subsidy (CEWS)
  • Will offset any provincial tax debts an employer has outstanding at the time the credit is payable, such as the employer health tax or the provincial sales tax
Visit the B.C. Increased Employment Incentive website to learn more.
Eligibility Requirements
All employers, including employers who did not have to pay the employer health tax, are eligible for the credit if they:
  • Increased their eligible remuneration for the qualifying period compared to the base period.
  • Had a permanent establishment in B.C. for the qualifying period, even if they didn’t begin to have a permanent establishment in B.C. until after September 30, 2020.
  • Are one of the following:
    • Not a public institution or registered political party
    • An Indigenous business as described for the Canada emergency wage subsidy (CEWS)
    • An employer or partnership that operates a private school or private college
    • A partnership, unless:
      • One or more members of the partnership is a public institution (except an aboriginal government or Indigenous governing body) or registered political party and 50% or more of the fair market value of all interests in the partnership is held, between July 1, 2020, and December 31, 2020, directly or indirectly, by one or more entities that is a public institution (except an aboriginal government or Indigenous governing body) or registered political party.
Associated Employers
If you’re associated with one or more employers on December 31, 2020, you're an associated employer for the purpose of calculating the credit amount.

For the purposes of the increased employment incentive, charitable or non-profit employers are subject to the association rules.

Only one employer within an associated group of employers can claim the eligible remuneration for any employee if that employee is employed by more than one of the associated employers during either the base period or the qualifying period.
Calculate Your Credit
The credit is calculated at 15% of the amount that the employer’s total eligible remuneration for all eligible employees in the qualifying period exceeds their total eligible remuneration for all eligible employees in the base period:

(Total eligible remuneration for all eligible employees in the qualifying period – total eligible remuneration for all eligible employees in the base period) x 15%

Click here to learn more about how to calculate your credit.

Eligible B.C. Remuneration
Eligible remuneration is the remuneration paid by an employer to or on behalf of an eligible employee for the base period or the qualifying period. For each eligible employee, eligible remuneration must not exceed the maximum amount of $1,129.33 per week.

If the eligible employee did not report to work in B.C. at any time during the base period or the qualifying period, do not include any amount of remuneration that was paid to that employee in respect of the time that the employee did not report to work in B.C.

The maximum amount is prorated for partial weeks at the beginning or end of the base period or qualifying period. To calculate the total eligible remuneration for each period, add the eligible remuneration of each eligible employee for each period.

For remuneration to be included in the calculation, it must be paid to or on behalf of an eligible employee on or before June 30, 2021, or before the employer applies for this credit, whichever is earlier.
Application Process
Applications opened on March 30, 2021, and there are two ways to apply:
  1. Apply through your eTaxBC logon
  2. Apply online without an eTAXBC logon
Click here to learn about the application process.
Program Deadline
Applications will be accepted until December 31, 2021.
About the Program
The B.C. Employer Training Grant (Stream 1 - C19 Impacted Worker Training) offers employers 100% of eligible training costs, up to a maximum of $10,000 per participant per fiscal year, to support British Columbians that are employed or have been employed in sectors impacted by COVID-19.

Visit the C19 Impacted Worker Training website to learn more.

To learn more about the B.C. Employer Training Grant, and all of the individual streams available, click here.
Eligible Participants
At the time of application, participants must be one of the following:
  • Unemployed but will be employed by the applicant upon completion of training.
  • Employed by the applicant and requiring new skills necessary for the employer’s business to survive, recover and/or grow.
  • Employed by another employer in an impacted sector but working reduced hours due to COVID-19 and will be employed full-time by the applicant upon completion of training.
As part of the application process, employers will be asked to identify the sector of the participant(s) and how their employment has been impacted by COVID-19.

Employers will also need to ensure participants complete and submit an electronic Participant Information Form (PIF). Participants will be required to disclose their employment status and to identify their job title before and after training.
Eligible Training
Employers will be required to demonstrate that the training aligns with the current or future needs of their business and the available job.

Please note that training cannot be longer than 52 weeks in length.

Private training supported through this stream must be delivered by an institution designated (and program approved) by the Private Training Institutions Branch.

The ETG is not a bursary program and does not fund full diploma or degree programs. Individual post-secondary courses are eligible, but each course should be relevant to the immediate needs of the business and the available job for the employee, and each course must be applied for in a separate application.
Expected Outcomes
The immediate result of the training must be improved job-related skills leading to a job for an unemployed person, or a better job for an impacted worker, or self-employment.

A “better job” is defined as:
  • Increased pay.
  • Promotion or advancement to another position.
  • Move from part-time to full-time employment.
  • Move from temporary/casual/seasonal employment to permanent employment.
  • Increased job security (i.e. training will ensure the participant can maintain employment).

Application Process
The first intake of 2021 opened on March 4, 2021.

Click here to apply for Intake 1, with a training start date between April 1 and August 31, 2021.

Please review the C19 Impacted Worker Training Stream Eligibility Criteria for more details before applying. Once submitted, applications cannot be moved from one stream to another.


Tax Incentives

The B.C. government is providing financial relief for people and businesses, through tax incentives, as the effects of COVID-19 are being addressed.

About the Program
The B.C. PST Rebate on Select Machinery and Equipment is a temporary provincial sales tax (PST) program to help corporations recover from the financial impacts of COVID-19.

The program acts like a refund but is separate from the existing PST Refund process.

Under this temporary program, corporations can apply to receive an amount equal to the PST they paid between September 17, 2020, and September 30, 2021, on qualifying machinery and equipment.

Visit the B.C. PST Rebate on Select Machinery and Equipment website to learn more.
Eligibility Requirements
All incorporated businesses except the following are eligible to apply:
  • Crown corporations (federal or provincial)
  • Local government corporations
  • Charities and non-profit corporations, except incorporated businesses wholly or partly owned by charities and non-profit corporations
  • Schools, school boards, and universities, including business, trade, and vocational schools
  • Hospitals, regional health boards, and community health councils designated under the Health Authorities Act
  • Agents of the government and of the other entities listed above, to the extent that the PST is paid in their capacity as an agent
Unincorporated entities, such as sole proprietors, cannot apply. However, they can choose to incorporate to take advantage of this program. Only machinery and equipment obtained after incorporation are eligible.

Detailed rules used to establish which types of capital assets qualify for the rebate program can be found here.
Qualifying Machinery and Equipment
The rebate applies to PST paid between September 17, 2020 and September 30, 2021 on qualifying machinery and equipment that are considered capital assets. Generally this means the asset is capitalized for accounting purposes (for example, is subject to depreciation).

For simplicity, Income Tax Act (Canada) capital cost allowance (CCA) class definitions already familiar to incorporated businesses are used to establish which types of capital assets qualify for the rebate.

PST paid on leases (both capital or operating leases) of qualifying machinery and equipment also qualifies.  

General Qualifications
Most non-consumable goods used in a business qualify for the rebate.

To qualify, the goods must be: The goods must also be:
  • Obtained substantially (more than 90 percent) for the purpose of gaining or producing income.
  • Purchased or leased in B.C., brought into or received in B.C., brought into B.C. for temporary use, received from a related company, or received as a taxable gift.
  • In the case of software, taxed under Part 4 of the Provincial Sales Tax Act (PSTA), purchased for use on or with a device ordinarily situated in B.C.
Transition rules may exclude certain transactions from eligibility even where PST is paid during the qualifying period of September 17, 2020, to September 30, 2021.

Click here to learn more about qualifying machinery and equipment.
Application Process
Businesses will be able to apply online starting April 1, 2021, and may only submit receipts for purchases made between September 17, 2020, and September 30, 2021.

However, there are two application periods so that you don’t have to wait until after September 30, 2021, to submit them all:
  • You can submit a single application between April 1, 2021, and September 30, 2021.
  • You can submit a second application between October 1, 2021, and March 31, 2022.
If you didn’t submit an application during the first application period, you can submit up to 2 applications in the second application period.

Apply online through eTaxBC or apply online without an eTaxBC logon.
About the Program
The B.C. Increased Employment Incentive is a refundable tax credit for employers that encourages the creation of new jobs for B.C. workers or increases in payroll for existing low- or middle-income employees.­­­

The tax credit is calculated at 15% of the amount that the employer’s qualifying B.C. remuneration exceeds the employer’s base B.C. remuneration:
  • The base period is from July 1 to September 30, 2020.
  • The qualifying period is from October 1 to December 31, 2020.
The credit:
  • Does not have a maximum amount but a credit amount less than $10 will not be paid
  • Is not reduced by any provincial or federal support you may receive, such as the B.C. training tax credits or the federal Canada Emergency Wage Subsidy (CEWS)
  • Will offset any provincial tax debts an employer has outstanding at the time the credit is payable, such as the employer health tax or the provincial sales tax
Visit the B.C. Increased Employment Incentive website to learn more.
Eligibility Requirements
All employers, including employers who did not have to pay the employer health tax, are eligible for the credit if they:
  • Increased their eligible remuneration for the qualifying period compared to the base period.
  • Had a permanent establishment in B.C. for the qualifying period, even if they didn’t begin to have a permanent establishment in B.C. until after September 30, 2020.
  • Are one of the following:
    • Not a public institution or registered political party
    • An Indigenous business as described for the Canada emergency wage subsidy (CEWS)
    • An employer or partnership that operates a private school or private college
    • A partnership, unless:
      • One or more members of the partnership is a public institution (except an aboriginal government or Indigenous governing body) or registered political party and 50% or more of the fair market value of all interests in the partnership is held, between July 1, 2020, and December 31, 2020, directly or indirectly, by one or more entities that is a public institution (except an aboriginal government or Indigenous governing body) or registered political party.
Associated Employers
If you’re associated with one or more employers on December 31, 2020, you're an associated employer for the purpose of calculating the credit amount.

For the purposes of the increased employment incentive, charitable or non-profit employers are subject to the association rules.

Only one employer within an associated group of employers can claim the eligible remuneration for any employee if that employee is employed by more than one of the associated employers during either the base period or the qualifying period.
Calculate Your Credit
The credit is calculated at 15% of the amount that the employer’s total eligible remuneration for all eligible employees in the qualifying period exceeds their total eligible remuneration for all eligible employees in the base period:

(Total eligible remuneration for all eligible employees in the qualifying period – total eligible remuneration for all eligible employees in the base period) x 15%

Click here to learn more about how to calculate your credit.

Eligible B.C. Remuneration
Eligible remuneration is the remuneration paid by an employer to or on behalf of an eligible employee for the base period or the qualifying period. For each eligible employee, eligible remuneration must not exceed the maximum amount of $1,129.33 per week.

If the eligible employee did not report to work in B.C. at any time during the base period or the qualifying period, do not include any amount of remuneration that was paid to that employee in respect of the time that the employee did not report to work in B.C.

The maximum amount is prorated for partial weeks at the beginning or end of the base period or qualifying period. To calculate the total eligible remuneration for each period, add the eligible remuneration of each eligible employee for each period.

For remuneration to be included in the calculation, it must be paid to or on behalf of an eligible employee on or before June 30, 2021, or before the employer applies for this credit, whichever is earlier.
Application Process
Applications opened on March 30, 2021, and there are two ways to apply:
  1. Apply through your eTaxBC logon
  2. Apply online without an eTAXBC logon
Click here to learn about the application process.
Program Deadline
Applications will be accepted until December 31, 2021.


Funding and Resources to Help with Business Operations and Safety

Programs and resources are available to help manage your business operations and safety procedures through COVID-19.

Federal Funding and Resources to Help with Business Operations and Safety

About the Program
The CanExport SMEs program traditionally enables small and medium-sized companies to access up to $75,000 in funding to assist with international market development activities.

The program is pivoting to now help small businesses develop and expand their e-commerce presence, attend virtual trade shows and other business-to-business events, and navigate new COVID-19-related trade barriers.

Visit the CanExport SMEs program website to learn more.
What Activities are Eligible for Funding?
The CanExport SMEs program supports the following non-travel activities:
  • Gathering market intelligence (custom research, reports, and studies)
  • Applying for intellectual property protection in international markets
  • Applying for certification in international markets
  • Seeking expert legal and business advice
  • Search engine optimization
  • Translating, adapting, or creating marketing materials
  • Attending virtual trade shows, networking functions, meetings, or conferences
When travel resumes, the program will also support:
  • Visits to foreign markets
  • In-person participation at trade shows, networking functions, meetings or conference
  • Participating in a trade mission

Eligibility Requirements
Canadian small and medium-sized enterprises must meet the following requirements to qualify:
  • Be for-profit
  • Be an incorporated legal entity or a limited liability partnership (LLP)
  • Have a Canada Revenue Agency business number (unless registered on First Nations lands)
  • Employ 500 or fewer full-time equivalent employees
  • Have $100,000 to $100 million in declared revenue in Canada during its past fiscal year (or 12 months for quarterly filers)

Application Process
Businesses can apply online here.
Program Deadline
CanExport SMEs funding is available year-round and new applications are currently being accepted.
About the Program
Under the Essential Services Contingency Reserve (ESCR), essential service organizations can apply for temporary, urgent access to personal protective equipment (PPE) and other critical supplies, including KN95 respirators, surgical masks, non-medical cloth and disposable masks, gowns, face shields, hand sanitizer, disinfectant wipes and gloves.

Visit the Public Services Procurement website to learn more.
Eligibility Requirements
Organizations identified as essential service providers as defined by Public Safety Canada are eligible.

To be eligible for the ESCR, your organization must provide essential services in one of the following areas:
  • Energy and utilities
  • Information and communication technologies
  • Finance
  • Health
  • Food
  • Water
  • Transportation
  • Safety
  • Government
  • Manufacturing
In addition to being an essential services provider, your organization must be a legally registered Canadian business or organization (have a business number or charitable registration number).
Application Process
Businesses can apply online here.

If your business or organization’s application is successful, your request may be approved in full or in part based on the assessment and availability of requested supplies.

To ensure your organization has sufficient time to establish a critical supplies plan for ongoing needs, ESCR support will be provided for up to 45 days.

Provincial Resources to Help with Business Operations and Safety

The BC Marketplace is an initiative from Small Business BC to support small businesses and increase sales to local businesses across the province

Businesses can reach new audiences by creating their own business profile for free. The platform is free to use for the customer and business owner and was created with support from the B.C. Government and the Government of Canada through Western Economic Diversification Canada.

Visit the BC Marketplace website to learn more.
As we move through the four phases of B.C.’s Restart Plan and businesses start to reopen and operate, non-medical Personal Protective Equipment (PPE) will play a key role in helping keep us all safe.

Small Business BC created the Non-Medical PPE Marketplace to connect businesses with suppliers of non-medical safety equipment.

PPE suppliers interested in being listed as a vendor in the non-medical PPE Marketplace can submit a request to be part of the digital marketplace directory.

Visit the PPE Marketplace website to learn more.
About the Program
The Alacrity Digital Marketing Bootcamp provides digital marketing knowledge, tools, and resources to help businesses grow. It is a virtual skills-training program that aims to prepare your business for the digital marketplace.

This intensive learning program involves daily experiential learning as well as mentorship sessions with marketing experts to help equip you with the knowledge, tools, and resources you need to thrive as a marketer.

By the end of this Bootcamp, you will be ready to grow your business with a real understanding of how your work can contribute to and shape the marketing process.

Small to medium-sized BC businesses based that have been directly impacted by COVID-19 may be eligible to have their tuition covered.

Visit the Alacrity Digital Marketing Bootcamp website to learn more.
Eligibility Requirements
Applicants must meet all of the following general eligibility criteria:
  • A B.C. resident (or residents) own the business
  • The business' sole or primary operations are located in B.C.
  • The business is currently operating
  • The business is registered in B.C.
  • The business employs less than 149 B.C. residents

Application Process
Businesses can apply for the digital marketing bootcamp here.
About the Program
The Accelerating Manufacturing Scale-Up Grant was established with the goal of supporting small and medium-sized businesses in British Columbia, to accelerate innovative capacity in the manufacturing sector, strengthen critical provincial supply chains, and create new, sustainable economic opportunities for businesses.

The grant provides eligible businesses with funding up to $250,000 to prototype, pilot, or demonstrate new technologies, commercialize new technologies and/or products, improve market access, and identify and implement operational improvements.

Visit the Accelerating Manufacturing Scale-Up Grant website to learn more.
Eligibility Requirements
To be eligible for the program, you must either be:
  • An individual business - B.C. small or medium-sized manufacturing business with:
    • Sole or primary operations in B.C.
    • Proof of manufacturing capability.
    • Paid business taxes in B.C. for the last tax year.
    • Employs between 2 and 149 people in B.C. for the calendar year, as defined in Section 1 of the B.C. Employment Standards Act.
    • At least 25% of project funding from other sources.
  • A group in collaboration - a group of two or more small or medium-sized manufacturing businesses working together on a project, where at least one project partner has:
    • Sole or primary operations in B.C.
    • Proof of manufacturing capability.
    • Paid business taxes in B.C. for the last tax year.
    • Employs between 2 and 149 people in B.C. for the calendar year, as defined in Section 1 of the B.C. Employment Standards Act.
    • At least 25% of project funding from other sources.
    • One project partner that will act as the lead entity and submit the proposal on behalf of all project partners.
For full project eligibility requirements and examples of both eligible and ineligible activities, costs, and projects, click here.
Application Process
There are three steps to the application process:
  1. Submit a proposal
    • Interested businesses submit a completed proposal online, to demonstrate that they meet the eligibility criteria and to present a business case for their proposed project, by 6:00PM on Monday, May 31, 2021.
  2. Proposal review
    • All submitted proposals will be reviewed upon intake closure by an internal review committee with subject matter expertise.
    • Funding decisions will be determined between June and July 2021, and all applicants will be contacted once funding decisions are finalized.
  3. Funding and reporting
    • Successful applicants will be awarded funding for their project.  Projects must be implemented and completed by January 31, 2022.
    • All businesses must report back on project outcomes within two months from the earlier of your project end date, or by February 15, 2022.
Click here to learn more about the application process, evaluation considerations, and reporting requirements.

Click here to learn more about how to complete a proposal and apply for the grant.
Program Deadline
Project proposals must be completed and submitted by 6:00PM on Monday, May 31, 2021.


Bill Relief

Service providers are offering businesses flexible payment plans and other supports:

  • BC Hydro is offering residential and commercial customers optional flexible payment plans.
  • Fortis BC is offering bill deferrals and interest-free repayment schedules to impacted business clients.
  • ICBC customers on a monthly autoplan payment plan, who are facing financial challenges due to
    COVID-19, can defer their payment for up to 90 days with no penalty.